Buy Paypal Balance With Credit Card
I have 3 pre-paid visa and american express cards on my account and i cannon use all three of them on the sme purchase. Is there a way to take the balance of the pre-paid card, and add it to your account balance? If so, how? I have not entered my Social Sec. yet. Will I have too?
buy paypal balance with credit card
PayPal will first look at your PayPal Account balance, if you have insufficient funds, PayPal will then take the funds from your Bank Account. PayPal will do an instant transfer from your bank account assuming you have a current linked and confirmed credit card. If the card is not current or no card, then the transfer from your bank account to pay for the purchase can take a few days, possibly up to 4.
If you have a credit card and no bank account, then the credit card will be used. This all happens assuming you don't elect to choose a funding source. Note, If you have both a bank account and credit card, you can choose to pay with your credit card on the PayPal Checkout screens by using the pay with another source option. There you can select your card from the dropdown.
It is possible to pay using the funds in your Account balance and the remainder with a credit card however, you must first elect to pay with your credit card. Your available balance will be used up and the remainder is charged to your card. As this now looks like you've sent a single payment, you remain eligible for Buyer Protection. You would not be eligible for Buyer Protection, if you paid for the item with two separate transactions.
I know this is few years old topic, but i have same issue.I had received money on my paypal and transfer it to my prepaid card (VISA). Fast forward, i need to refund a person. And it seems i cant do that because i dont have US bank account? Basically, i can neither refund, neither add money from my Visa to my paypal balance and than refund?We are both from Europe, buyer and I.
For people who come across this in the future, I highly recommend using your tiny prepaid balances to buy Amazon gift cards. Even if you have only a dollar on the prepaid card, Amazon will put that on your account as a credit and you can use it in the future. (I wish we could do what the OP wants, but I like this alternative!)
You can choose any of the payment methods in your PayPal account as your preferred payment method. You can select a preferred payment method in your account preferences on www.paypal.com or in the PayPal app. There may be times when your preferred payment method cannot be used, for example, if you select a credit card that is expired.
For one-time Bill Pay payments, if you have not set a preferred payment method or if your preferred payment method is unavailable (for example, because it is expired or has insufficient funds) the payment method used will be in the following order, if applicable: 1. Funds held as balance in your PayPal Balance account (if one is linked to your personal PayPal account); 2. Bank account; 3. PayPal co-branded debit card; 4. PayPal co-branded credit card; 5. Debit card; 6. Credit card; and 7. E-check.
When you first set up an agreement, your preferred payment method (if you have one selected) will be shown first. We will also show you other payment methods you have available in your account with PayPal. For example, you can instruct your monthly movie subscription service to always charge a specific credit card in your account with PayPal each month. The payment method you select will be used for every future transaction with that seller, unless you change it in your account settings or the payment method is unavailable.
Your preferred payment method for an automatic payment agreement will be used for transactions with that seller. If you have available balance in a linked PayPal Balance account, that balance may be used before your preferred payment method.
Unless you are using a credit card that earns 5% back on transactions at PayPal or completing a welcome bonus spending requirement, you will usually pay more in fees than you earn in rewards. In addition, with banks starting to charge cash advance fees for person-to-person payments, there is a chance that your person-to-person payment may end up costing a lot more than the 2.9% fee.
Keeping a balance in your PayPal account is a convenient way to make sure you always have enough available for transactions. Direct transfers to your bank account from your PayPal account are simple and straightforward. Using the bank account associated with your debit card helps you maintain a balance and positive cash flow for frequent use. The process can take several days, or require a small fee, but does you to manage your balances as needed.
When you pay with your balance and your card, the refund will go to your PayPal balance and your credit card. Once issued, the refund will go to your balance on the same day. The refund to the card can take up to 30 days, depending on the credit card company.
You can use the PayPal Prepaid Mastercard to eat, drink and shop everywhere Debit Mastercard is accepted. Order online and once your information has been verified, you'll receive your Card in the mail within 7-10 business days. Subject to activation and identity verification.*
3 PayPal Transfers require a PayPal Balance account and a personalized card, which arrives within 10 business days after activation of your instant-issue card. If you do not already have a PayPal Balance account you will link to this Card, visit www.paypal.com to get one, or you may get one when you activate this card online. PayPal Balance account required for certain features, but not to have the PayPal Prepaid Card. Transfers may not exceed $300 per day/$2,000 per rolling 30 days and are limited to the funds available in your PayPal Balance account. Transfers may only be made in the name of a valid PayPal Prepaid Mastercard Cardholder. Only one (1) PayPal Prepaid Mastercard may be linked to one (1) PayPal Balance account. PayPal Transfers cannot be reversed or canceled. The Bancorp Bank and Mastercard are not affiliated with, and neither endorses nor sponsors the PayPal.com online account to which various funding sources, including a PayPal Prepaid Card, may be linked.
5 Payback Rewards is an optional program. You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. Reward offers are based on individual shopping habits. Cash back rewards are credited to your Card Account and are not available in the form of a check or other direct payment method. See the program FAQs and Terms and Conditions in your Online Account Center for additional details about how and when you get rewared. Program sponsor: Netspend Corporation. The Bancorp Bank and Mastercard are not affiliated in any way with this program and do not endorse or sponsor this program.
The interest rates and APYs of each tier may change. The APYs were accurate as of September 8, 2021. These are promotional rates and may change without notice pursuant to applicable law. No minimum balance necessary to open Savings Account or obtain the yield(s). Because Savings Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. Card Account and Savings Account funds are FDIC-insured through The Bancorp Bank, Member FDIC upon verification of cardholder's identity. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at The Bancorp Bank will be aggregated up to the coverage limit, currently $250,000.00.
7 A cardholder may receive an unlimited number of Refer-a-Friend rewards while program is available. No reward credited to either party if referred individual had another Netspend managed card that was used for a value load, purchase, cash withdrawal, or incurred a balance inquiry fee at any time during the 180 calendar days before the day the $40 load requirement is fully met. Only cash reloads and direct deposits count towards the minimum load requirement. Allow 2 business days for $20 credit to appear on each Card Account. If a cardholder accrues $600 or more in Refer-a-Friend rewards in a calendar year, Netspend will mail cardholder an IRS Form 1099-MISC reflecting the total Refer-a-Friend rewards for such calendar year. Cardholder acknowledges that by referring a friend through this program, cardholder is releasing non-public information. Referred person acknowledges that payment of the referral may result in the cardholder's knowledge of referred person establishing a Card Account with us. The Bancorp Bank is not affiliated in any way with the Refer-a-Friend rewards program and does not endorse or sponsor this program.